Process explainer · Expand each stage
Buying a home in Texas typically moves from goals and representation, to search and offer, then earnest money and an optional option period for inspections, followed by appraisal/underwriting (if financed), title and insurance, and closing with funding and possession. Timelines vary — especially for cross-border documentation.
Expand each stage. Cross-border buyers: see also the remote purchase timeline.
Primary home, second home, investment intent, timing, and must-haves.
Work with a licensed Texas broker. At Global Collective, brokerage is led by Suzie Castillo, Founder & Broker.
Cash vs mortgage; start lender conversations early for cross-border files.
When financing, a preapproval strengthens offers — subject to underwriting.
Curated search across The Woodlands and North Houston with live IDX.
In person, video, or clustered visit days.
Taxes, HOA/MUD, flood diligence questions, condition, and comps context.
Texas residential contracts use promulgated forms in most cases.
Price, timing, repairs, and option terms.
E-sign is common for remote buyers.
Deposit to title/escrow per deadlines.
If negotiated — a window to terminate for any reason after paying the option fee.
Hire independent inspectors; specialty inspections as needed.
Use written amendments — not informal promises.
Lender-ordered when financing.
Document conditions; cross-border packages need extra time.
Read the commitment and exceptions.
Bind homeowners (and flood if required) before closing.
Confirm condition per contract.
Financed buyers receive timing-controlled disclosures.
Documents and signatures — remote options where title allows.
Lender/title funding must complete before possession in financed deals.
Keys/access per contract.
Utilities, HOA, and ownership setup.
Good-faith deposit held by escrow/title, usually applied at closing subject to contract.
Negotiated fee and window when a buyer may terminate for any reason.
Title company’s offer to insure, listing requirements and exceptions.
May be required or negotiated; shows boundaries and easements.
Opinion of value ordered by a lender.
Contract language tied to loan approval — terms vary.
Fees beyond purchase price — lender, title, prepaid items, etc.